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John Sandman


Image of John Sandman

Brooklyn, New York resident John Sandman has written for a variety of publications, from Down Beat to the Journal of the Association of Nurses in AIDS Care to US News & World Report. At Thomsonmedia, he contributed to reporting on the attack on the World Trade Center that won a Jesse H. Neal/American Business Media award in 2002. (Photo by Jacob Sandman)

Email: editor@citylimits.org

Articles, Investigations and Blogs

Of the 18 states that ban or strictly regulate payday loans, New York's is the toughest. But that hasn't stopped online lenders from finding customers in the Empire State and charging sky-high rates for small loans.



For borrowers with poor credit, there are alternatives to payday loans, but they come with strings attached.



The online payday loan surge is driven in part by online lead generators who sweep cyberspace for prospective borrowers and, for a fee, steer them to Internet lenders.