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J. Murphy, E. Kaplan/City Limits
Payday Loans, Illegal on the Street, Thrive in New York's Cyberspace
Subprime Plastic: A Tricky Alternative to Payday Loans
Lead Generators Play Key Payday Role
New York State has one of the nation's toughest bans on payday lending, which involves small loans that come with high interest rates. But the ban hasn't stopped online lenders from operating in the Empire State. Is this online usury, or a case of the market connecting consumers with few options to a service they need?
The state's financial regulator subpoenaed more than a dozen firms linked to the provision of high-cost loans that the Empire State has banned.
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